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1st Trust Bank originated in Hazard, KY in 2004, where we maintain two office locations today.  In October 2012, 1st Trust Bank expanded its reach by opening a new location in London, KY. In May 2014, we opened a Loan Production Office in Richmond and due to the reception and warm welcome of Madison County customers we decided to close the LPO and expand our operation to full service.  We have since constructed a new Madison County headquarters at 360 Eastern Bypass which opened in June of 2017.  We have staffed all of our locations with local bankers and employees to help provide the small town banking experience that our customers expect and deserve.

All four locations have ATMs onsite and as a member of the SUM Network, 1st Trust Bank allows surcharge free withdrawals from more than 15,000 ATMs Nationwide.  Search the SUM Network today by following this link

Effective Monday, June 8th, 1st Trust Bank is allowing increased access to our lobbies.  Each location will have a maximum occupancy for customers in accordance with local health department and government guidance.  The lobby will remain closed on Saturdays.  We continue to encourage appointments for new accounts and visits with loan personnel. Please call (844) 435-2265 or your specifc branch with any questions.


Main Office, Black Gold and Richmond London

Lobby (Mon-Fri) - 8:00am - 5:00pm
Lobby (Saturday) - By Appointment Only                  Drive Thru (Monday-Thursday) - 8:00am - 5:30pm                   Drive Thru (Friday) - 8:00am - 6:00pm                                      Drive Thru (Saturday) - 8:00am - 12:00pm

Lobby (Mon-Fri) - 8:30am - 5:00pm
Lobby (Saturday) - By Appointment Only                                  Drive Thru (Monday-Thursday) - 8:00am - 5:30pm                            Drive Thru (Friday) - 8:00am - 6:00pm                                               Drive Thru (Saturday) - 8:30am - 12:00pm

Main Office Black Gold Branch

P.O. Box 1059
44 Commerce Dr.
Hazard, KY 41702

Telephone: 606-435-2265
Fax: 606-439-0463

P.O. Box 1059
106 Black Gold Ct.
Hazard, KY 41702

Telephone: 606-436-0554
Fax: 606-436-0674


Richmond (Eastern Bypass) London

360 Eastern Bypass
Richmond, KY 40475

P.O. Box 888
271 London Shopping Center
London, KY 40741


Telephone: 859-623-2722
Fax: 859-623-2533

Telephone: 606-862-0102
Fax: 606-862-0185