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1st Trust Bank originated in Hazard, KY in 2004, where we maintain two office locations today.  In October 2012, 1st Trust Bank expanded its reach by opening a new location in London, KY. In May 2014, we opened a Loan Production Office in Richmond and due to the reception and warm welcome of Madison County customers we decided to close the LPO and expand our operation to full service.  On July 15th, 2015 we opened our fourth full service location at 408 Jason Drive in Richmond, KY to serve as our temporary base.  We have since constructed a new Madison County headquarters at 360 Eastern Bypass which opened in June of 2017.  As of April 30th, 2018, the Jason Drive location is now closed.  We have staffed all of our locations with local bankers and employees to help provide the small town banking experience that our customers expect and deserve.

All four locations have ATMs onsite and as a member of the SUM Network, 1st Trust Bank allows surcharge free withdrawals from more than 15,000 ATMs Nationwide.  Search the SUM Network today by following this link

1st Trust Bank locations share the same Hours of Operation across all markets with the exception of the Richmond/Jason Drive location, it is CLOSED on Saturdays.


Monday-Thursday Friday Saturday
Lobby - 8:00am - 5:00pm
Drive Thru - 8:00am - 5:30pm
Lobby - 8:00am - 5:00pm
Drive Thru - 8:00am - 6:00pm
Lobby - 8:00am -12:00 noon
Drive Thru - 8:00am -12:00 noon
Main Office Black Gold Branch London

P.O. Box 1059
24 Commerce Dr.
Hazard, KY 41702

Telephone: 606-435-2265
Fax: 606-439-0463

P.O. Box 1059
106 Black Gold Ct.
Hazard, KY 41702

Telephone: 606-436-0554
Fax: 606-436-0674

P.O. Box 888
271 London Shopping Center
London, KY 40741

Telephone: 606-862-0102
Fax: 606-862-0185


Richmond (Eastern Bypass)    

360 Eastern Bypass
Richmond, KY 40475



Telephone: 859-623-2722
Fax: 859-623-2533